New year, new me-right?
With 2020 behind us, 2021 can be the time for all of us to find hope and optimism. We all have new year’s resolutions, even if we do not voice them. If you are looking to get your finances in order, especially with the holidays being over, now is the time. There are a multitude of apps that can assist you with your personal finances regarding budgetary reasons. The great thing about mobile apps is that most, if not all, of the apps have the option of being connected to your bank accounts, which is what makes the apps so useful.
With having the apps being connected to your finances, you can track your spending easier, and budget certain categories, whether that be utilities, groceries, and food. The following apps are well known platforms that are trusted by their members and users. Read below to see if an app could pertain to you!
Mint is an app that tracks your debit and credit cards, investments, and bank accounts. The app is a great tool to use if you are trying to create a budget and stick to it. You can connect your bills and create a budget of what you want to spend for certain categories. For instance, if you want to spend roughly $300.00 on groceries per month, you can create a budget around that. If you go over the budget, the app notifies you when you have gone over the budget.
SRCU Mobile App
At SRCU, we have a mobile app that you can see all your finances with us. From checking to savings, to club accounts and loans, you can see where all your money is. The app allows you to see all your transactions and can see automatic withdrawals.
Acorns is a financial app that helps you save your money with your leftover change in your account. Here is how it works: Let’s say you buy a coffee, and the total comes to $3.20. With the $.80 left to the next dollar, the remaining change would go towards savings. You can also choose where you want to put your spare change; you could place it in an IRA plan to get you started with your retirement savings!
These are just a few financial apps that can help you get your finances in order and help you stay strict with your personal budget. If mobile apps are not the way you prefer to stay on top of your finances, you can also reach out to your financial institution to ask for professional financial guidance.
We at SRCU are here for you and all your financial needs!