Unsecured Loans
Unsecured loans are personal loans that are not secured with collateral.
| Term | Annual Percentage Rate | Payments Per $1000 Per Month of Repayment |
|---|---|---|
| 12 Months | As low as 9.75% | $87.80 |
| 24 Months | As low as 10.50% | $46.38 |
| 36 Months | As low as 10.75% | $32.62 |
| 48 Months | As low as 11.00% | $25.85 |
| 60 Months | As low as 11.50% | $21.99 |
| 72 Months | As low as 12.50% | $19.81 |
| 84 Months | As low as 13.75% | $18.60 |
| Apply for an Unsecured Loan | ||
Personal Line of Credit
A revolving line of credit that allows eligible borrowers to access funds for personal use.
| Term | Rate | APR* | Monthly Payment |
|---|---|---|---|
| *Annual Percentage Rate as of 10/30/2019. 1.) No minimum initial advance required. 2.) There is no minimum Annual Percentage Rate (APR) that may be imposed. The maximum APR that may be imposed is 18%. 3.) The Annual Percentage Rate will vary and will be based on the Prime Rate as published in the Wall Street Journal (the “Index”) and will be the rate in effect on the 15th day of the previous month plus four percentage points (4%) (the “Margin”) rounded to the nearest .25%. Interest will be charged from the transaction date. |
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| Revolving | Prime + 4% | 8.75% | 2.5% of the outstanding balance, or $50.00, whichever is greater. |
Click here for information about our Personal Line of Credit.
Overdraft Protection Loan
With an overdraft protection loan, you've got added protection in case of an error in your share draft account. If you've got insufficient funds in your account to cover an item, we will advance you a loan** (in increments of $100.00) so your item will clear.
| Term | Rate | APR* | Payment |
|---|---|---|---|
| *Annual Percentage Rate as of 10/31/15 **Subject to available credit. No minimum initial advance required. 12.90% Fixed APR (Annual Percentage Rate). There is no minimum Annual Percentage Rate that may be imposed. |
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| Revolving | 12.90% | 12.90% | 6% of outstanding balance or $35.00, whichever is greater. |
