Sabattus Regional Credit Union

Sabattus Regional Credit Union

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You are here: Home / Loans / Unsecured

Unsecured

Unsecured Loans

Unsecured loans are personal loans that are not secured with collateral.
Rates shown for new loans only,

TermAnnual Percentage RatePayments Per $1000 Per Month of Repayment
12 MonthsAs low as 6.99%$86.52
24 MonthsAs low as 8.99%$45.68
36 MonthsAs low as 9.99%$32.26
48 MonthsAs low as 10.99%$25.84
60 MonthsAs low as 11.99%$22.24
72 MonthsAs low as 12.99%$20.07
84 MonthsAs low as 13.99%$18.73
Apply for an Unsecured Loan

Personal Line of Credit

A revolving line of credit that allows eligible borrowers to access funds for personal use.

TermRateAPR*Monthly Payment
RevolvingPrime + 4%11.50% 2.5% of the outstanding balance, or $50.00, whichever is greater.
*Annual Percentage Rate as of 12/15/2022.
1.) No minimum initial advance required.
2.) There is no minimum Annual Percentage Rate (APR) that may be imposed. The maximum APR that may be imposed is 18%.
3.) The Annual Percentage Rate will vary and will be based on the Prime Rate as published in the Wall Street Journal (the “Index”) and will be the rate in effect on the 15th day of the previous month plus four percentage points (4%) (the “Margin”) rounded to the nearest .25%. Interest will be charged from the transaction date.

Click here for information about our Personal Line of Credit.

Overdraft Protection Loan

With an overdraft protection loan, you've got added protection in case of an error in your share draft account. If you've got insufficient funds in your account to cover an item, we will advance you a loan** (in increments of $100.00) so your item will clear.

TermRateAPR*Payment
Revolving12.90%
12.90%6% of outstanding balance or $35.00, whichever is greater.
*Annual Percentage Rate as of 10/31/15
**Subject to available credit.
No minimum initial advance required.
12.90% Fixed APR (Annual Percentage Rate). There is no minimum Annual Percentage Rate that may be imposed.

Visa Credit Card

Sabattus Regional now offers a Visa Credit Card that is great for everyday purchases, emergencies, travel and more! The Visa Credit Card can be used anywhere Visa is accepted. This can allow you to build your credit, convenient purchases while receiving rewards as you use it!

To check your balance or view your account, CLICK HERE.

Apply Here!

   

Visit NADA for a book value

Contact Information

Sabattus Regional Credit Union

2 Middle Road, PO Box 250

Sabattus, ME 04280

Phone: (207) 375-6538 | (800) 503-0434

Fax: (207) 375-8933 -or- (207) 375-8409

Routing number: 211288653

To report your Visa®Card lost or stolen, contact the credit union at (207) 375-6538, or 1-800-472-3272 24 hours a day, 7 days a week.

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Hours of Operation

Monday – Thursday

Lobby: 9:00am-5:00pm

Drive Thru: 7:30am  to 5:00pm

Friday

Lobby: 9:00am-6:00pm

Drive Thru: 7:30am  to 6:00pm

Saturday - Closed

Holiday Closings:

Presidents Day - Monday, February 20, 2023

 

 

 

 

 

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Disclosures

We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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