Sabattus Regional Credit Union

Sabattus Regional Credit Union

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You are here: Home / Loans / Unsecured

Unsecured

Unsecured Loans

Unsecured loans are personal loans that are not secured with collateral.

TermAnnual Percentage RatePayments Per $1000 Per Month of Repayment
12 MonthsAs low as 9.75%$87.80
24 MonthsAs low as 10.50%$46.38
36 MonthsAs low as 10.75%$32.62
48 MonthsAs low as 11.00%$25.85
60 MonthsAs low as 11.50%$21.99
72 MonthsAs low as 12.50%$19.81
84 MonthsAs low as 13.75%$18.60
Apply for an Unsecured Loan

Personal Line of Credit

A revolving line of credit that allows eligible borrowers to access funds for personal use.

TermRateAPR*Monthly Payment
*Annual Percentage Rate as of 12/20/2018.
1.) No minimum initial advance required.
2.) There is no minimum Annual Percentage Rate (APR) that may be imposed. The maximum APR that may be imposed is 18%.
3.) The Annual Percentage Rate will vary and will be based on the Prime Rate as published in the Wall Street Journal (the “Index”) and will be the rate in effect on the 15th day of the previous month plus four percentage points (4%) (the “Margin”) rounded to the nearest .25%. Interest will be charged from the transaction date.
RevolvingPrime + 4%9.50% 2.5% of the outstanding balance, or $50.00, whichever is greater.

Click here for information about our Personal Line of Credit.

Overdraft Protection Loan

With an overdraft protection loan, you've got added protection in case of an error in your share draft account. If you've got insufficient funds in your account to cover an item, we will advance you a loan** (in increments of $100.00) so your item will clear.

TermRateAPR*Payment
*Annual Percentage Rate as of 10/31/15
**Subject to available credit.
No minimum initial advance required.
12.90% Fixed APR (Annual Percentage Rate). There is no minimum Annual Percentage Rate that may be imposed.
Revolving12.90%
12.90%6% of outstanding balance or $35.00, whichever is greater.

 

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In This Section:

  • Loans
    • Home Equity Loans
    • Mortgage Loans
    • Personal Line of Credit
    • Pre-Approved Loan Draft Program
    • Secured Loan Rates
    • Unsecured
    • Auto Loans
    • Credit Building Loan
    • Loan Rates
    • Visa Credit Card
    • Skip-a-Payment

Contact Information

Sabattus Regional Credit Union

2 Middle Road, PO Box 250

Sabattus, ME 04280

Phone: (207) 375-6538 | (800) 503-0434

Fax: (207) 375-8933

Routing number: 211288653

To report your Visa®Card lost or stolen, contact the credit union at (207) 375-6538, or 1-800-472-3272 24 hours a day, 7 days a week.

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Shared Branching Locator

Hours of Operation

Monday – Thursday

Office: 9:00 to 5:00 Drive Thru: 7:30 to 5:00

Friday

Office: 9:00 to 6:00 Drive Thru: 7:30 to 6:00

Saturday

Office: 9:00 to 12:00 Drive Thru: 7:30 to 12:00

Holiday Hours

Memorial Day: Monday, May 27- Closed

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Disclosures

We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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