Share Account and Share Draft Account Rates
Product Rate Annual Percentage Yield Dividend
PeriodMinimum
Opening
BalanceMinimum
Required
Balance
Regular Share 0.0990% 0.10% Monthly $25.00 $25.00
Youth Share (Monty Moose) 0.0990% 0.10% Monthly $25.00 $25.00
IRA Savings Club 0.249% 0.25% Monthly $0.00 $0.00
All Purpose Clubs/Christmas Clubs 0.0990% 0.10% Monthly $0.00 $0.00
Share Draft Checking 0.0000% 0.00% N/A $0.00 $0.00
Business Draft Checking 0.0000% 0.00% N/A $0.00 $0.00
Flex Account Rates
Product Rate Annual
Percentage
YieldDividend
PeriodMinimum
Opening
BalanceMinimum
Required
Balance
Flex: $1,000 - $24,999.99 0.1499% .15% Monthly $1,000.00 $1,000.00
Flex: $25,000 - $74,999.99 0.1998% .20% Monthly $25,000.00 $25,000.00
Flex: $75,000 + 0.249% .25% Monthly $75,000.00 $75,000.00
IRA & Share Certificate Account Rates
Term Dividend
RateAnnual
Percentage
YieldEarly Withdrawal Penalty
6 Month 0.498 0.500 Forfeiture of an amount of interest that could have been earned on the account at the nominal (simple interest) rate being paid on the account, had the funds remained on deposit.
1 Year 0.995 1.000 Forfeiture of an amount of interest that could have been earned on the account at the nominal (simple interest) rate being paid on the account, had the funds remained on deposit.
2 Year 1.292 1.300 Forfeiture of an amount of interest that could have been earned on the account at the nominal (simple interest) rate being paid on the account, had the funds remained on deposit.
3 Year 1.588 1.600 Forfeiture of an amount of interest that could have been earned on the account at the nominal (simple interest) rate being paid on the account, had the funds remained on deposit.
4 Year 1.883 1.900 Forfeiture of an amount of interest that could have been earned on the account at the nominal (simple interest) rate being paid on the account, had the funds remained on deposit.
5 Year 2.080 2.100 Forfeiture of an amount of interest that could have been earned on the account at the nominal (simple interest) rate being paid on the account, had the funds remained on deposit.
Terms for Share Certificates & IRAs
*Only available for children under the age of 18.
Term Dividend
PeriodMinimum
Opening
DepositAdditional
DepositDividend
WithdrawalRenewable
Regular Share Certificate Monthly $500.00 Not Allowed Allowed Automatic
IRA Share Certificate Monthly $500.00 Not Allowed Not Allowed Unless Over 59 1/2 Years of Age Automatic
Youth Share Certificate* Monthly $500.00 Not Allowed Allowed Automatic
Sabattus Regional Credit Union
Sabattus Regional Credit Union
Contact Information
Sabattus Regional Credit Union 2 Middle Road, PO Box 250, Sabattus, ME 04280Hours of Operation
Monday – Thursday
Office: 9:00 to 5:00 Drive Thru: 7:30 to 5:00
Friday
Office: 9:00 to 6:00 Drive Thru: 7:30 to 6:00
Saturday
Office: 9:00 to 12:00 Drive Thru: 7:30 to 12:00
Holiday Closings
Columbus Day - October 9th, 2017
Veteran's Day - November 11th, 2017
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We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
