Automobile Loans
Rates shown are for 2013 and newer vehicles, subject to maximum terms for vehicle year.
100% Financing available for qualified applicants.
Refinances from other institutions welcomed.
***Ask us about our RATE MATCH program***
84 month term available for 2019 and newer vehicles only, minimum loan amount of $20,000.
| Term | Annual Percentage Rate | Payments Per $1000 Per Month of Repayment |
|---|---|---|
| 12 Months | As low as 3.24% | $84.80 |
| 24 Months | As low as 3.24% | $43.09 |
| 36 Months | As low as 3.24% | $29.19 |
| 48 Months | As low as 3.24% | $22.24 |
| 60 Months | As low as 3.24% | $18.08 |
| 72 Months | As low as 3.49% | $15.41 |
| 84 Months | As low as 3.74% | $13.55 |
| Apply for an Auto Loan | ||
View for rates and terms for older vehicles.
Motorcycle, Snowmobile, ATV, & Personal Watercraft Maximum Terms
100% Financing available for qualified applicants.
Annual Percentage Rate based on a credit score of 680 or higher.
84 Month term available to 2019 & newer motorcycles only. $25,000 minimum loan.
| Loan Amount | Maximum Term | Annual Percentage Rate | Payment Per Thousand |
|---|---|---|---|
| <$2,500 | 24 Months | As low as 3.74% | $43.31 |
| $2,500 to $3,999 | 36 Months | As low as 3.99% | $29.52 |
| $4,000 to $7,499 | 48 Months | As low as 3.99% | $22.57 |
| $7,500 to $12,499 | 60 Months | As low as 4.49% | $18.64 |
| $12,500 & up | 72 Months | As low as 4.74% | $15.98 |
| $25,000 & up | 84 Months | As low as 4.99% | $14.13 |
Recreational Vehicle and Boat Loan Maximum Terms
Annual Percentage Rate based on a credit score of 680 or higher.
20% Down/80% maximum loan-to-value on terms exceeding 84 months.
| Loan Amount | Maximum Term | Annual Percentage Rate | Payment Per Thousand |
|---|---|---|---|
| <$3,000 | 24 Months | As low as 3.74% | $43.31 |
| $3,000 to $4,999 | 36 Months | As low as 3.99% | $29.52 |
| $5,000 to $7,499 | 48 Months | As low as 3.99% | $22.57 |
| $7,500 to $9,999 | 60 Months | As low as 4.49% | $18.64 |
| $10,000 to $12,499 | 72 Months | As low as 4.74% | $15.98 |
| $12,500 to $14,999 | 84 Months | As low as 5.49% | $14.37 |
| $15,000 to $19,999 | 120 Months | As low as 7.24% | $11.73 |
| $20,000 to $29,999 | 144 Months | As low as 7.49% | $10.55 |
| $30,000 & up | 180 Months | As low as 8.49% | $9.84 |
Tractor & Equipment Loan Maximum Terms
100% Financing available for qualified applicants.
Annual Percentage Rate based on a credit score of 680 or higher.
Rates shown for new models. Add .50% to rate for used.
| Loan Amount | Maximum Term | Annual Percentage Rate | Payment Per Thousand |
|---|---|---|---|
| <$3,000 | 24 Months | As low as 5.24% | $43.98 |
| $3,000 to $5,999 | 36 Months | As low as 5.49% | $30.19 |
| $6,000 to $9,999 | 48 Months | As low as 5.49% | $23.25 |
| $10,000 to $12,499 | 60 Months | As low as 5.99% | $19.33 |
| $12,500 to $14,999 | 72 Months | As low as 6.24% | $16.69 |
| $15,000 & up | 84 Months | As low as 6.99% | $15.09 |
Share Secured Loans
Annual Percentage Rate will be as low as 3.00% over existing dividend rate for share and share certificate to be pledged.
| Term | Annual Percentage Rate | Payments Per $1000 Per Month of Repayment |
|---|---|---|
| 12 Months | As low as 3.10% | $84.74 |
| 24 Months | As low as 3.10% | $43.03 |
| 36 Months | As low as 3.10% | $29.13 |
| 48 Months | As low as 3.10% | $22.18 |
| 60 Months | As low as 3.10% | $18.02 |
| 84 Months | As low as 4.10% | $13.72 |
| 120 Months | As low as 5.10% | $10.66 |
| Apply for a Share Secured Loan | ||
Maximum term for all loans are at Credit Union discretion.
