In-House Portfolio Mortgage Loans
Loans available for purchase money, refinancing, home improvement, and more!
Rates subject to change without notice.
| Term | Rate | Annual Percentage Rate* | Monthly Payment Per $1000 Borrowed** |
|---|---|---|---|
| 5 Year | As low as 3.50% | 3.665% | $18.20 |
| 10 Year | As low as 3.75% | 3.838% | $10.01 |
| 15 Year | As low as 4.00% | 4.063% | $7.40 |
| 20 Year | As low as 4.25% | 4.300% | $6.20 |
| 25 Year | As low as 4.50% | 4.544% | $5.56 |
| 30 Year | As low as 4.75% | 4.789% | $5.22 |
| *The Annual Percentage Rate (APR) is based on a loan amount of $100,000; 0 points; 15 days prepaid interest, processing fee and flood zone determination. **Principal and interest payment per thousand borrowed, per month. Escrows may be required for tax and insurance premiums. Your actual monthly payment will be higher with taxes and insurance premiums included. The rates displayed above are for qualified borrowers on their primary residence. Rate premium and term limitations apply for other types of loans or properties. The maximum loan-to-value (LTV) is 80%. |
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Manufactured Homes on Land - 1st Lien
Loans available for purchase money, refinancing, home improvement, and more!
Rates subject to change without notice.
| Term | Rate | Annual Percentage Rate* | Monthly Payments Per $1000 Borrowed** |
|---|---|---|---|
| 5 Year | As low as 4.00% | 4.174% | $18.42 |
| 10 Year | As low as 4.25% | 4.343% | $10.25 |
| 15 Year | As low as 4.50% | 4.567% | $7.66 |
| 20 Year | As low as 5.25% | 5.308% | $6.74 |
| 25 Year | As low as 5.50% | 5.550% | $6.15 |
| *The Annual Percentage Rate (APR) is based on a loan amount of $100,000; 0 points; 15 days prepaid interest, processing fee and flood zone determination. **Principal and interest payment per thousand borrowed, per month. Escrows required for tax and insurance premiums. Your actual monthly payment will be higher with taxes and insurance premiums included. The rates displayed above are for qualified borrowers on their primary residence. Rate premium and term limitations apply for other types of loans or properties. The maximum loan-to-value (LTV) is 80%. |
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Land Loans
Loans available for purchase money, refinance, or equity.
20% down required on purchase transactions.
Rates subject to change without notice.
| Term | Rate | Annual Percentage Rate* | Monthly Payment Per $1000 Borrowed |
|---|---|---|---|
| 5 Year | As low as 4.00% | 4.342% | $18.42 |
| 10 Year | As low as 4.25% | 4.429% | $10.25 |
| 15 Year | As low as 4.50% | 4.625% | $7.66 |
| *The Annual Percentage Rate (APR) is based on a loan amount of $30,000, 0 points and processing fee. Rate and terms based on land for personal use. The maximum loan-to-value (LTV) is 80%. |
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Second Mortgage Loans
Fixed-rate home equity loans on borrower's primary residence.
Rates subject to change without notice.
| Term | Rate | Annual Percentage Rate* | Monthly Payment Per $1000 Borrowed |
|---|---|---|---|
| 5 Year | As low as 4.00% | 4.213% | $18.42 |
| 10 Year | As low as 4.25% | 4.362% | $10.25 |
| 15 Year | As low as 4.50% | 4.578% | $7.66 |
| *The Annual Percentage Rate (APR) is based on a loan amount of $50,000, 0 points, processing fee and flood zone determination. The maximum loan-to-value (LTV) is 80%. |
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NMLS Information:
Sabattus Regional Credit Union Company Identifier: 407595
Lisa Hinkley, NMLS ID # 416768
Susan Bates, NMLS ID # 416769
Tiffiny Stewart, NMLS ID # 709209
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The CU Promise loan is offered by CUSO Home Lending. The CU Promise Loan is a home purchase program offering low down payment options. CUSO is a licensed mortgage company owned by Maine credit unions.
The CU Promise loan offers three important guarantees. Same-day Loan Decision, Guaranteed Closing Date, and Guaranteed Loan Servicing. Click here for more information.
Apply for a CU Promise loan, here or call a Mortgage Loan Officer at 207-375-6538 to make an appointment. Your Loan Officer from Sabattus Regional Credit Union will assist you through the entire loan process!
