Sabattus Regional Credit Union

Sabattus Regional Credit Union

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You are here: Home / Loans / Mortgage Loans

Mortgage Loans

At Sabattus Regional Credit Union we’re proud to offer a variety of mortgage loan products to our members.

  • Conventional In-House Mortgage
  • Second Mortgages
  • Land Loans
  • Home Equity Line of Credit
  • Mobile Home on land**
  • CU Promise Loan

In-House Portfolio Mortgage Loans

Loans available for purchase money, refinancing, home improvement, and more!
Rates subject to change without notice.

TermRateAnnual Percentage Rate*

Payments Per $1000 Per Month of Repayment
5 YearAs low as 4.75%4.910%$18.75
10 YearAs low as 5.00%3.086%$10.61
15 YearAs low as 5.50%5.563%$8.18
20 YearAs low as 5.75%5.801%$7.03
25 YearAs low as 6.00%6.044%$6.45
30 YearAs low as 6.25%6.290%$6.16

The rates displayed above are for qualified borrowers for first-lien mortgages on their primary residence.  Rate premium and term limitations apply for other types of loans or properties.  Contact a mortgage loan officer for more details.

*The Annual Percentage Rate (APR) is based on a loan amount of $100,000; 0 points; 10 days prepaid interest, processing fee and flood zone determination.

The maximum loan-to-value (LTV) on our in-house portfolio real estate loans is 80%.

Maximum term on second mortgage is 15 years.

Maximum term on land loan is 12 years.

**Add 1.50% to rate for manufactured homes on their own land.   Maximum term is 25 years.

Escrow account for taxes and insurance will be required on some mortgage loans, including, but not limited to manufactured homes on land.

To inquire about in-house portfolio loans, please contact a mortgage Loan Officer at 207-375-6538 for details.

NMLS Information:

Sabattus Regional Credit Union Company Identifier:  407595

Lisa Hinkley, NMLS ID # 416768

Susan Bates, NMLS ID # 416769

Tiffiny Stewart, NMLS ID # 709209

 

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The CU Promise loan is offered by CUSO Home Lending. The CU Promise Loan is a home purchase program offering low down payment options. CUSO is a licensed mortgage company owned by Maine credit unions.

The CU Promise loan offers three important guarantees. Same-day Loan Decision, Guaranteed Closing Date, and Guaranteed Loan Servicing. Click here for more information.

Apply for a CU Promise loan, here or call a Mortgage Loan Officer at 207-375-6538 to make an appointment.  Your Loan Officer from Sabattus Regional Credit Union will assist you through the entire loan process!

 

 

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In This Section:

  • Loans
    • Home Equity Loans
    • Mortgage Loans
    • Personal Line of Credit
    • Pre-Approved Loan Draft Program
    • Secured Loan Rates
    • Unsecured
    • Auto Loans
    • Credit Building Loan
    • Loan Rates
    • Visa Credit Card
    • Skip-a-Payment

Contact Information

Sabattus Regional Credit Union

2 Middle Road, PO Box 250

Sabattus, ME 04280

Phone: (207) 375-6538 | (800) 503-0434

Fax: (207) 375-8933

Routing number: 211288653

To report your Visa®Card lost or stolen, contact the credit union at (207) 375-6538, or 1-800-472-3272 24 hours a day, 7 days a week.

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Hours of Operation

Monday – Thursday

Office: 9:00 to 5:00 Drive Thru: 7:30 to 5:00

Friday

Office: 9:00 to 6:00 Drive Thru: 7:30 to 6:00

Saturday

Office: 9:00 to 12:00 Drive Thru: 7:30 to 12:00

Holiday Hours

Memorial Day: Monday, May 27- Closed

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Disclosures

We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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© 2019 Copyright · Sabattus Regional Credit Union · All Rights Reserved · Website by Seaside Web Design, LLC · This website contains material for informational purposes only. Any links to other websites are provided only for the purpose of convenience and do not constitute a referral or endorsement of any linked site or its owner. Sabattus Regional Credit Union is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites.