We offer conventional mortgage loans for purchase, refinance, or equity loans with terms up to 30 years for first liens and 15 years for second liens.
Manufactured homes on their own land may be financed up to 25 years.
All purchase loans require at least 20% down plus closing costs.
Rates subject to change daily. Please call us at 207-375-6538 for current rates.
Land Loans
Land loans available for purchase money, refinance, or equity.
20% down required on purchase transactions.
Rate and term applies to land less than 15 acres for personal use.
APR = Annual Percentage Rate
APR calculated using $50,000 loan amount, 3$300.00 processing fee.
Rates subject to change without notice.
| Term | Rate | Annual Percentage Rate* | Monthly Payment Per $1000 Borrowed |
|---|---|---|---|
| 10 Year | As low as 6.25% | 6.383% | $11.23 |
| 15 Year | As low as 6.50% | 6.595% | $8.72 |
| *The Annual Percentage Rate (APR) is based on a loan amount of $30,000, 0 points and processing fee. Rate and terms based on land for personal use. The maximum loan-to-value (LTV) is 80%. |
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NMLS Information:
Sabattus Regional Credit Union Company Identifier: 407595
Lisa Hinkley, NMLS ID # 416768
Susan Bates, NMLS ID # 416769
Rachel Rac NMLS ID #1518317
Tiffiny Stewart, NMLS ID # 709209
