Sabattus Regional Credit Union

Sabattus Regional Credit Union

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You are here: Home / Seasonal Solutions

Seasonal Solutions

Seasonal Personal Loan

Seasonal Loan Special

Annual Percentage Rate based on a credit score of 680 or higher.
Maximum loan amount $2,500.00. Maximum term 12 months. No in-house refinancing, applies to new loans only.
Rate good through December 31, 2022.


Amount BorrowedTermAnnual Percentage RateMonthly Payment
$500.0012 Months4.99%$42.80
$1,000.0012 Months4.99%$85.60
$1,500.0012 Months4.99%$128.40
$2,000.0012 Months4.99%$171.20
$2,500.0012 Months4.99%$214.00
Click Here to Apply!
Skip A Payment

For a fee of $30.00 per loan, you may skip your November, December, or January loan payment.

Use the extra cash for your holiday shopping, heating expenses, or even for that new phone you’ve been wanting!

Eligibility Requirements:

  •  All loans must be current and your credit union account(s) must be in good standing.
  •  New loans less than three (3) months old are not eligible. At least 3 full payments must have been made.
  •  Mortgages, Home Equity, Personal Lines of Credit, and Overdraft Protection accounts are excluded from this offer.
  •  Other restrictions may apply.

For more information call 207-375-6538 or email loans@srcu4u.com.

To apply for a skip-a-payment, click here. A valid email address is required. All borrowers are required to sign.

Personal Line of Credit

With a Personal Line of Credit from Sabattus Regional Credit Union, you can access funds for seasonal expenses and shopping all year round!  Our line of credit is a convenient alternative to high interest rate credit cards.

Personal Line of Credit Features and benefits:

  • Lines of credit offered as low as $500.00 up to $15,000.00
  • The Annual Percentage Rate (APR) will be the Wall Street Prime Rate plus 4.00%, rounded to the nearest .25%.  Prime rate is currently at 7.00%.
  • The monthly payment will be the greater of $50.00 or 2.5% of the outstanding balance at the end of the previous month.
  • Funds may be accessed in person, through iTalk, Shared Branching, SRCU Online, and through Mobile Banking.
  • Overdraft protection may be available.

Contact a Loan Officer or give us a call at 207-375-6538 for more information.

View or print our Line of Credit Brochure.

*Annual Percentage Rate 11.00% as of 11/03/2022 1.) No minimum initial advance required.
2.) There is no minimum Annual Percentage Rate (APR) that may be imposed. The maximum APR that may be imposed is 18%.
3.) The Annual Percentage Rate will vary and will be based on the Prime Rate as published in the Wall Street Journal (the “Index”) and will be the rate in effect on the 15th day of the previous month plus four percentage points (4%) (the “Margin”) rounded to the nearest .25%.  Interest will be charged from the transaction date. Click Here to Apply Online

Member News

  • 2021 Christmas Raffle
  • Member Experience Survey
  • RADA Fundraiser for Ending Hunger

Contact Information

Sabattus Regional Credit Union

2 Middle Road, PO Box 250

Sabattus, ME 04280

Phone: (207) 375-6538 | (800) 503-0434

Fax: (207) 375-8933 -or- (207) 375-8409

Routing number: 211288653

To report your Visa®Card lost or stolen, contact the credit union at (207) 375-6538, or 1-800-472-3272 24 hours a day, 7 days a week.

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Hours of Operation

Monday – Thursday

Lobby: 9:00am-5:00pm

Drive Thru: 7:30am  to 5:00pm

Friday

Lobby: 9:00am-6:00pm

Drive Thru: 7:30am  to 6:00pm

Saturday - Closed

 

 

 

 

 

 

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Disclosures

We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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