Share (Savings) Accounts: You can open a regular share account with just $25.00. A minimum balance of $25.00 is required to keep the account open. This account represents your membership share in the Credit Union.
Share Draft (Checking) Accounts: Our share draft/checking account is a non-dividend bearing account . This account provides various benefits such as a Visa check card, iTalk*, SRCU Online, direct deposit, payroll deduction, no minimum balance required to open or maintain the account, duplicate checks, and monthly statements.
Share Certificates: Like a Certificate of Deposit (CD), our share certificates are a safe fixed rate investment for a set term from 6 months to 5 years. The minimum deposit for a share certificate is only $500.00 which makes them within reach for everyone.
Retirement Accounts: To help secure your future, we offer Individual Retirement Accounts (IRA) with fixed rates that earn higher dividends than regular savings accounts. The minimum opening balance for an IRA share is $25.00, while the IRA share certificate requires $500.00. We also offer other IRA options, including Education IRA, Roth IRA, and Traditional IRA.
Youth Accounts: The Sabattus Super Savers account is designed for children aged 0-12 to help them develop financial literacy and save for the future.
Flex Accounts: This tiered savings account requires a minimum balance of $1,000.00 and pays higher dividends than a regular share. These accounts allow withdrawals at any time and can be closed without penalty if the balance falls below $1,000.00.
Club Accounts: An All-Purpose Club account allows you to save for vacations, taxes, or other needs, with the same deposit options. These accounts can easily be opened through SRCU Online and renamed to help you organize your finances.
For more information on tiers and current rates on all share accounts, please click here.
Deposits are insured up to $250,000 through the National Credit Union Administration (NCUA). The NCUA’s Share Insurance Fund (NCUSIF) is backed by the U.S. government.
