Spring is here and our Auto Loan Rates have dropped by a whole percent!
Spring Auto Loan Special
Rates shown are for 2017 and newer vehicles, subject to maximum terms for vehicle year. Refinances from other institutions welcomed.
84 month term available for 2023 and newer vehicles only, minimum loan amount of $20,000.
Loan rates effective 4/1/2024 to 4/30/2024.
Term | Annual Percentage Rate | Payments Per $1000 Per Month of Repayment |
---|---|---|
12 Months | As low as 4.49% | $85.37 |
24 Months | As low as 4.49% | $43.64 |
36 Months | As low as 4.49% | $29.74 |
48 Months | As low as 4.74% | $22.91 |
60 Months | As low as 4.99% | $18.87 |
72 Months | As low as 5.49% | $16.33 |
84 Months | As low as 5.99% | $14.60 |
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Auto Loan Maximum Terms – Spring Auto Loan Special
Model Year | Maximum Term | APR* at Maximum Term | Payment Per Thousand |
---|---|---|---|
2020 & Newer | 72 Months | As low as 5.49% | $16.33 |
2017 – 2019 | 60 Months | As low as 4.99% | $18.87 |
2015 – 2016 | 48 Months | As low as 5.74% | $23.37 |
2013 – 2014 | 36 Months | As low as 6.49% | $30.64 |
2011 – 2012 | 24 Months | As low as 7.49% | $45.00 |
2010 & Older | 24 Months | As low as 12.49% | $47.30 |
*Annual Percentage Rate
Disclosed rates reflect rate increase based on vehicle model year.
Maximum term is at Credit Union discretion.
Term extension available for up to 12 months with additional 1.00% rate increase. Conditions apply to qualify for extended terms. Rates effective 4/1/24 – 4-30/24.
Shorter terms may be required for vehicles with excessive mileage.