In order for SRCU to continue to authorize and pay overdrafts on ATM and everyday debit card transactions you must
OPT IN NOW!
We are making an important change to your Member Privilege Overdraft Protection service. This service, extended to members in good standing, allows us to pay withdrawals to your checking account that would cause it to become overdrawn.
Beginning August 15, 2010, you must ask us to “OPT- IN” to continue receiving Overdraft Protection for ATM and debit card transactions. Without this consent, we will decline to pay ATM and everyday debit card transactions that overdraft your account. There is no fee if we decline ATM and debit card transactions. If you do not OPT-IN, we will turn your ATM and debit card overdraft protection off on August 15,2010. We will continue to pay overdrawn checks and automatic bill payments and charge you a fee.
We charge a $25.00 fee each time we pay an overdraft. If you cause an overdraft, you must pay the overdraft fee to bring your account positive within 30 calendar days.
Presently, we will pay overdrafts up to a limit of $400.00 including overdraft fees.
Overdrafts are paid at our discretion. Payment of an overdraft is not guaranteed.
Member Privilege Overdraft Protection is simply a way for us to provide a higher level of service when an inadvertent error may cause an overdraft. We thank you for your continued loyalty.
Please mail or bring the complete form to our office.
Click Here for Opt in Form
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Hours of Operation
Monday - Thursday
Office: 9:00 to 5:00
Drive Thru: 7:30 to 5:00
Friday
Office: 9:00 to 6:00
Drive Thru: 7:30 to 6:00
Saturday
Office: 9:00 to 12:00
Drive Thru: 7:30 to 12:00
Closed Labor Day
September 6, 2010